– Financial Planning –

Our full-serivce financial planning contracts are a minimum of $1,000 and a maximum of $5,000. The price is based on the complexity and amount of goals.

 

For those with one-off situations or basic needs, a one-time consultation for 1 to 1.5 hours is $200-300.

– Financial Planning Contract –

Our financial planning contracts are a minimum of $1,000 and a maximum of $5,000. The price is based on the amount and complexity of the goals.

– Investment Fee Schedule –

 

Ask us about our blended fee rate and send us an email for more information.

– Investment Fee Schedule –

 

Ask us about our blended fee rate and send us an email for more information.

DiFi Advisory Fee Schedule

The below is for anyone whose investments we manage, either assets held with us or what is known as assets held away.

Tier 1

$1 – $500,000

1.5%

Tier 2

$500,001 – $1,000,000

1.35%

Tier 3

$1,000,001 – $2,500,000

1%

Tier 4

$2,500,001 – $5,000,000

0.85%

Tier 5

$5,000,001 – ∞

0.7%

– FAQs –

Is there a minimum amount of money I need to have to work with you?

As a rule, we do not have any minimum asset requirements to work with us. We do not believe in gatekeeping people from learning how to build their wealth just because they don’t have “enough.”

What Is Tax Deferral?

Tax deferral is when someone delays paying taxes until some point in the future, generally in the hopes of achieving a lower tax rate. An example of this is a Traditional IRA. This is considered a tax-deferred account because any money you contribute goes in before tax but will be taxed when you retire and eventually take distributions.

Who is Our Typical Client?

Our best work is done with women who are business owners or high-level employees, but we can work with anyone who is receptive to our planning and investment process.

What Can I Expect on Our First Meeting?

You can expect a no pressure introductory meeting where we get to know each other. You are free to share as much or as little as you like and ask any questions that you like about the firm, the advisor, the process, etc. There is zero expectation of a signed contract at this meeting and you will not be pushed or sold any specific type of investment.

What’s the Difference Between an RIA and a Broker / Dealer?

An RIA is a Registered Independent Adviser legally bound to Fiduciary Duty. This means we are required to keep your best interest in mind at all times. Broker-Dealers often have a commission-based component which can make it hard to know if you are being provided what is actually best for you and your family or business. Broker-Dealers operate under a less stringent standard called “Regulation Best Interest”. This requires a broker’s recommendation to be consistent with the customer’s best interests, but does not obligate a broker to recommend the least expensive security or investment strategy, as long as the recommendation is suitable and the broker is not placing his or her interests ahead of the customer’s interests. This is not to say there are not advisors at broker-dealers who operate with a high degree of integrity, there certainly are. We know for our firm it was important to be legally bound to Fiduciary Duty instead of simply being trusted to do the right thing.

When should I Start Saving for Retirement?

As soon as possible! There is no denying that the sooner you start planning, the less you need to contribute overall and the less you need to worry about market downturns. If you are interested in seeing what this looks like we are happy to share some information with you on the benefits of saving earlier versus later.

The DiFi Advisory Blog

FINANCIAL NEWS

Check out our most recent blog posts looking into the most important topics in investing today: from investment tips to gender inequity in investment.

The DiFi Advisory Blog

FINANCIAL NEWS

Check out our most recent blog posts looking into the most important topics in investing today: from investment tips to gender inequity in investment.

– DiFi Advisory Disclosures –

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Divergent Financial Advisory Services, LLC dba as DiFi Advisory, and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Divergent Financial Advisory Services, LLC dba as DiFi Advisory, a Registered Investment Advisor in the State of Oregon.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Oregon or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Images and photographs are included for the sole purpose of visually enhancing the website. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

The inclusion of any link is not an endorsement of any products or services by Divergent Financial Advisory Services, LLC dba as DiFi Advisory. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site.

When you follow a link to one of these sites neither Divergent Financial Advisory Services, LLC dba as DiFi Advisory, nor any agency, officer, or employee of Divergent Financial Advisory Services, LLC dba as DiFi Advisory, warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.

– DiFi Advisory Disclosures –

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Divergent Financial Advisory Services, LLC dba as DiFi Advisory, and our editorial staff. The information contained in this material has been derived from sources believed to be reliable, but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Advisory services are offered by Divergent Financial Advisory Services, LLC dba as DiFi Advisory, a Registered Investment Advisor in the State of Oregon.

The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of Oregon or where otherwise legally permitted. All written content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

Images and photographs are included for the sole purpose of visually enhancing the website. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

The inclusion of any link is not an endorsement of any products or services by Divergent Financial Advisory Services, LLC dba as DiFi Advisory. All links have been provided only as a convenience. These include links to websites operated by other government agencies, nonprofit organizations and private businesses. When you use one of these links, you are no longer on this site and this Privacy Notice will not apply. When you link to another website, you are subject to the privacy of that new site.

When you follow a link to one of these sites neither Divergent Financial Advisory Services, LLC dba as DiFi Advisory, nor any agency, officer, or employee of Divergent Financial Advisory Services, LLC dba as DiFi Advisory, warrants the accuracy, reliability or timeliness of any information published by these external sites, nor endorses any content, viewpoints, products, or services linked from these systems, and cannot be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of their information. Portions of such information may be incorrect or not current. Any person or entity that relies on any information obtained from these systems does so at her or his own risk.